Credit One bank card can only be requested if it is has already been approved by the officials. For online request consumers can visit www.accept.creditonebank.com.
Clients can opt for the further process by providing the required credentials along with code that has been provided to them.In case your credit card has not been approved ,the first thing that needs to be done here would be an approval.
www.accept.creditonebank.com – Credit One Card Salient Features:
Credit one Card provides its userswith a number of benefits and has multiple features, but this by doesn’t notmean that one should be careless about his/her credit cards because when notused smartly they can always cause you a great trouble. Following are some ofthe main features that credit One Card offers:
- Credit protection Program aids you by cancelling the payments that you no longer can pay for due to problems such as losing a job are becoming disabled ( this can proceed up to six months)
- Automatic account review helps in increasing the scope of credit line
- Monthly Experian Credit score provides the online access to its users
- User friendly Customizable Account Notification helps the users to mark their preferences
- Credit card covers come in various different themes, from which users can choose from when applying. Tiger print, US Flag, beach or cheetah print.
What if Account Not Approved Yet?
Your credit card offer would need an approval in order foryou to proceed further. This approval would lead you to requesting the credit oneoffer, but that would be the secondary step.
Given beloware all the credentials that you would need to provide:
- Yourfull name (including the First,middle and the last name)
- Permanentaddress where mails can be received
- Zip Code
- Social Security Number
- Phone Number
- Yourdate of birth
- Email Address
- Current address
Once all this information has been provided, your credit cardoffer will be approved and soon after you would be provided with an approval Code.You would need this approval code for requesting the credit one offer later inthe procedure.
If Account Already Approved?
If you are already approved,procedure for requesting a credit one offer would be much simpler. You wouldonly have to follow the few easy steps given below:
- Visit the official website at www.accept.creditonebank.com
- Mention the approval Code in the given space
- Mention your social Security Number
- Click “Continue”
- Provide the required credentials
Bright Sideof Credit One Card:
Following are some of the benefitsthat a card user should be looking forward to:
- TheApr apparently might seem high butfor a card that is especially created to build the credit, it is quite low. The target population ofusers mostly have average or lower balance and they are unable to pay credittimely which eventually builds up the loan. This however might be helpful forthem as lower Apr means lesser Trouble.
- Cash –Back Rewards facilitating although a very fewusers are still a delightful treat for most cardholders. The ownership ofcredit one card allows you enjoy 1%cash- back on certain purchases such as groceries and fuel.
Dark Sideof Credit One Card:
- Mostcredit cards provide a grace period to its users in which they can manage topay back the borrowed amount in full and avoid paying the interest, but thedrawback of credit one card is that it has NoGrace Period. The moment the purchase has been made, you would have to pay theprice or the interest.
- RelativelyHigh annual fees might cause you tothink twice whether to get the credit one card or not. Most card don’t chargeannual fee but credit one does. It starts from $75 and varies afterwards.
- Annualfees are not refundable as they are not deposits.
- Thereis Uncertainty about the charges and the rewards .this is because until you are approved the user neverreally knows what awaits after. All the terms and conditions are cleared onceyou are approved thus you cannot decide much beforehand.
Dos and Don’ts:
- Ifyou want to improve your credit, DOlimit your expenditures and pay your full balance each month routinely.
- CreditOne card user id not given grace period thus DON’T Use This Card for your daily purchases otherwise would have topay your interests right away.
- DON’T Use credit One Protection Plan.it would temporarily close youraccount and still cost you fee charges.
Eligibilityfor Requesting Credit One:
- Individuals under 18 years of age are not eligible. People who are 18 or over can apply only.
- Individuals must be legal Us citizen
- Credit card offer must be pre-approved
- After the approval individuals might Or might not get the eligibility of owning a credit one card
All the required information regarding the Credit One Card has already been mention in this article but if you still have queries contact the helplines given below or visit website www.accept.creditonebank.com :
- Dial1-800-752-5493 (5am-9pm from Monday to Friday
6.30am-5pm on Saturday and Sunday)
If you are already a credit one card user and want to activate theautomated account
- Dial 1-877-825-3242
In case you are not a US resident and want to dial fromoutside US